Driving to work.

by Mike
(Waterloo Ontario)

My wife and I own one car.
What happens if I or my wife has a accident,while driving to or from work & the distance is OVER the insured kilometers?
Example:I'm insured for 25 kilometers one way,but the job is 35 kilometers one way.
Do i just say "I'm not coming/going to work",if asked by the police?
And,if it is proven that I was going/coming from work-what happens to my auto insurance?

Thanks

Insurance Rates and Commute

Hi Mike
The difference in rates between a 25km commute and a 35km commute have to be marginal. Why risk the aggravation of problems at time of claim?

Most likely you'll have no trouble with a claim in a scenario like this. But it could cause a problem because it involves misrepresentation.

Be on the safe side. Call your insurer and let them know. If the rates go up, Check here:FREE Auto Insurance Quotes
Visit car insurance in Ontario Canada for more information.

Or Ask another question at Ontario Auto Insurance Questions and Answers

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