Driving Father's insured car

by Sarina
(Toronto, Ontario, Canada)

I am not insured on my fathers car, however if my dad gave me permission to drive in his car for the day and say I got into an accident that was not my fault, what would happen? Would his license be suspended?


Answer to Driving Father's insured car


If you are living with your father, then you should be listed on his policy. But if you are just visiting for a day and take the car out, with his permission, then the worst that should happen in the event of an accident is his rates going up (which can be substantial).

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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