Driving Abstract and Insurance

by Jess
(Dundas, ON)

Recently my step-father was given a pick-up truck by his father, and has been working on transfering the insurance and title into his name. Me and my sister both have gotten our G2 licenses and while it's been under the original owner's name, we've been able to drive it around.


My step-father will be the primary driver, and we will be the occasional drivers (which we discussed) and there's been a lot of arguments about the insurance at our house. So my question is this:

Even though we're occasional drivers, do we have to provide our Drivers Abstract to the insurance company, in order for us to drive our step-father's vehicle? Or is that covered under third-party insurance?

The case being, without providing the Drivers Abstracts to whoever our step-grandfather's insurance company was, we were allowed to drive the exact same vehicle, so will this have changed, and we're no longer allowed to drive the vehicle without providing the Drivers Abstracts?

Information is well appreciated! Being a new(er) driver, I have some basic insurance knowledge but this one gets away from me! We wouldn't be heartbroken if we couldn't drive the vehicle anymore, but hey, being able to go somewhere in five minutes instead of twenty is a big plus.

Thanks again!

Occassional Drivers


In order to be listed on a policy you will have to provide your driving and insurance information. If you drive the vehicle on a regular basis or live in the same house then you will have to be listed and provide this information.
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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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