Driving Abstract and Insurance

by Jess
(Dundas, ON)

Recently my step-father was given a pick-up truck by his father, and has been working on transfering the insurance and title into his name. Me and my sister both have gotten our G2 licenses and while it's been under the original owner's name, we've been able to drive it around.

My step-father will be the primary driver, and we will be the occasional drivers (which we discussed) and there's been a lot of arguments about the insurance at our house. So my question is this:

Even though we're occasional drivers, do we have to provide our Drivers Abstract to the insurance company, in order for us to drive our step-father's vehicle? Or is that covered under third-party insurance?

The case being, without providing the Drivers Abstracts to whoever our step-grandfather's insurance company was, we were allowed to drive the exact same vehicle, so will this have changed, and we're no longer allowed to drive the vehicle without providing the Drivers Abstracts?

Information is well appreciated! Being a new(er) driver, I have some basic insurance knowledge but this one gets away from me! We wouldn't be heartbroken if we couldn't drive the vehicle anymore, but hey, being able to go somewhere in five minutes instead of twenty is a big plus.

Thanks again!

Occassional Drivers

In order to be listed on a policy you will have to provide your driving and insurance information. If you drive the vehicle on a regular basis or live in the same house then you will have to be listed and provide this information.
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