Does my wife need insurance?

by Tony
(Toronto, ON)

Hi,

I have a car and insurance and my wife is getting her G2 license soon. Once she gets it she will occasionally drive this car too.
Does she need to call insurance company as well and get coverage too? Will we be paying double the money then?
Or she just drive without anything because I already have insurance for that car? I only have the basic coverage.

Thank you!

Wife as Second Driver

Hi Tony,
You need to inform your insurer when you have other drivers in the house. She can be the second driver which isn't as bad as if she was the primary driver. But yes, your rates will go up. If it seems too high, try shopping around here:

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