Does my wife need insurance?

by Tony
(Toronto, ON)

Hi,


I have a car and insurance and my wife is getting her G2 license soon. Once she gets it she will occasionally drive this car too.
Does she need to call insurance company as well and get coverage too? Will we be paying double the money then?
Or she just drive without anything because I already have insurance for that car? I only have the basic coverage.

Thank you!

Wife as Second Driver


Hi Tony,
You need to inform your insurer when you have other drivers in the house. She can be the second driver which isn't as bad as if she was the primary driver. But yes, your rates will go up. If it seems too high, try shopping around here:

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Comments for Does my wife need insurance?

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Apr 12, 2011
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by: Anonymous

depends on her age as well.. if shes under 25, you can put her as an occasional driver and she will be alot cheaper.

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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