Does G2 licence holder needs his own insurance
by Maria
I have a son who is turning 19 years old and have a G2 licence for a year now. My questions would he be allowed to drive by himself in highway or even in regular roads without me or his Dad around that has a G licence and an insurance coverage? G2 Driver Question and InsuranceHi Maria Your son needs to be listed on your policy. If he gets a ticket it will impact you while he lives with you. As for your other questions, it is important to follow the MTO guidelines copied here: ======================= Class G2 New drivers must hold a G2 licence for a minimum of 12 months before they can attempt the G2 road test. At this level, you have more privileges because of your driving experience. You may drive without an accompanying driver on all Ontario roads anytime. However, you are still required to: * maintain a zero blood alcohol level while driving; * ensure the number of passengers in the vehicle is limited to the number of working seat belts. * For the first six months, G2 driver aged 19 and under cannot carry more than one passenger aged 19 and under between midnight and 5 a.m. * After the first six months, G2 driver aged 19 and under cannot carry more than three passengers aged 19 and under between midnight and 5 a.m. * These passenger restrictions do not apply if the G2 driver is accompanied by a full "G" licensed driver (with at least four years driving experience) in the front seat, or if the passengers are immediate family members. Our Graduated Licensing System has been a resounding success in reducing death and injury among novice drivers. Ontario research shows that new teenage drivers are almost three times more likely to be involved in a fatal or serious collision when they are carrying teenage passengers. In fact, research shows the more teenage passengers, the higher the risk. Thirty-one jurisdictions in Canada and the U.S. have some form of teenage passenger restrictions in effect. ====================== Hope that helps! Please be sure to discuss this further with a licensed insurance representative. Oh, and by the way, are your rates too high? Check here: Other Pages of Interest car insurance in Ontario Canada Car Insurance Canada Car Insurance Quote Canada Auto Insurance Questions Or Ask another question at Ontario Auto Insurance Questions and Answers Note: Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility. Make sure you review the "please read" page. |