Does a registered owner of a car have to be the principal driver on the insurance

by Singh
(Hamton. Ontario )

Hi,


I am planning to buy a car for which my mother will be the registered owner. She has a g2 and I have a g license. I was wondering whether I could be the principal driver on the insurance and also whether it is necessary for the registered owner of a car to be included on the insurance given that I will be driving it at all times.

Thank you

Principal driver


Hi Singh,
Who ever is driving the car the most should be the principal driver. The registered owner should be listed as a driver as well. Hope that helps. Please be sure to discuss this further with a licensed insurance representative. Oh, and by the way, are your rates too high? Check here:

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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