Does a 16 year old driver have to be put on parents insurance even if he's not driving their car?

by Rita
(Canada)

I have a 16 year old who has his G1- I wanted a quote from my insurance co. and they said they needed a driver license # to process the quote. I specified that my son wouldn't be driving my car for a long time because it's a 5 speed and he's not interested - they assured me they would take his # out of the system once they got the quote- they lied and they're saying once he gets his G2, they will put him on my insurance regardless-is this true- does he have to be on my insurance even though he can't drive my car (and isn't interested in doing so? I only asked for a quote- now they're going to up my insurance when he gets his G2.


Son with G2 License


Hi Rita
The insurers want to know who every driver is that resides in the household. And they insist on listing every driver on the policy because it is likely that there will be a time when that individual drives an insured car.

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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