Do I need to insure my son?

by Pat
(Kingston, Ontario)

Do I need to add my son (17 yrs who lives with me) or is he covered already under my car insurance as an occasional driver?


17 Year Old and Auto Insurance


Yes, you need to add your son to the policy. He is not covered as an occasional until you do.

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Comments for Do I need to insure my son?

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Apr 12, 2012
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by: Anonymous

where exactly is the legislation that states that your 17 yr old son with his g2 or g HAS to be placed on your policy?

Apr 08, 2011
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by: Anonymous

Depends, does your son have a G1? G2? well if he has a G2 or G.. then yes you need to add him as he is a risk. He may drive your car and must be rated on the policy. Watch out though, if he is a second driver and there is two cars he will need to be a Principal driver of a vehicle, much more expensive then being an underage occ driver. if this is the case, ask about the OPCF 28A, just ask about it, they wont want you to have it. But ASK!

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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