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Do I need to insure my son?

by Pat
(Kingston, Ontario)

Do I need to add my son (17 yrs who lives with me) or is he covered already under my car insurance as an occasional driver?

17 Year Old and Auto Insurance


Yes, you need to add your son to the policy. He is not covered as an occasional until you do.

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Comments for
Do I need to insure my son?

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Apr 12, 2012
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by: Anonymous

where exactly is the legislation that states that your 17 yr old son with his g2 or g HAS to be placed on your policy?

Apr 08, 2011
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by: Anonymous

Depends, does your son have a G1? G2? well if he has a G2 or G.. then yes you need to add him as he is a risk. He may drive your car and must be rated on the policy. Watch out though, if he is a second driver and there is two cars he will need to be a Principal driver of a vehicle, much more expensive then being an underage occ driver. if this is the case, ask about the OPCF 28A, just ask about it, they wont want you to have it. But ASK!

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