Do I have life insurance with out knowing

by Margaret D.
(Canada)

How can I find out if some one has a life insurance policy on me. With out knowing about it.

Life Insurance Answer
Hi Margaret

Good news, it is not legally possible to buy life insurance on someone with them knowing.

The only way I can see there being a policy on you without you knowing is if your parents bought one when you were a child or if your spouse automatically has coverage for you through a group plan. In the latter example, the policy would likely be quite small ($5000-10,000).

You could contact the MIB as outline in ourLost Life Insurance page. They can search for policies on your behalf.

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Note: Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind. This insurance information is general in nature and the policy wordings always take precedence. Make sure you review the "please read" page.