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under the law if my daughter drives my car that is insured for me and my wife will she be covered if not named as an occasional driver and will she be liable for a fine if the police ask to see the insurance? Daughter Driving CarLending cars to unlisted drivers can be complicated at times. It is good to discuss with your licensed representative. But here's a quick answer: If your daughter lives with you she needs to be listed on the policy. Even if she doesn't drive the car. If your daughter does not live with you but drives it on a regular basis, then she needs to be listed on the policy. If your daughter does not live with you, and does not drive it on a regular basis, then she does not need to be listed. Please be sure to discuss this further with a licensed insurance representative. Oh, and by the way, are your rates too high? Check here: Other Pages of Interest car insurance in Ontario Canada Car Insurance Canada Car Insurance Quote Canada Auto Insurance Questions Or Ask another question at Ontario Auto Insurance Questions and Answers Note: Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility. Make sure you review the "please read" page. |