Daughter has own car and own insurance, but drives my car also

by Susan
(Hamilton, Ontario, Canada)

Even though my daughter has her own car and her own insurance, she also drives my car at times. Do I need to list her on my policy as a second driver? She is a renter in my residence.


Daughter Living in House With Own Insurance


Hi Susan
You should discuss with your insurer. The majority will just want to confirm that she has coverage elsewhere and will document that. They likely won't insist on adding her to your policy since she has her own car and insurance.

Hope that helps!

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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