Date of conviction or date of accident?

by Mary
(Ontario)

When does the insurance company start counting the 6 years? Is it from the date of the accident or the date of conviction?


Counting the Years


Neither, it is from the date of the policy renewal after the accident.

Hope that helps. Please be sure to discuss this further with a licensed insurance representative. Oh, and by the way, are your rates too high? Check here:

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Oct 23, 2013
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last guy
by: Anonymous

If u were convicted by due process, i can see the ins. company doing the right thing, BUT if u were cited without a judge being involved then the INS. co. did the wrong thing. I would complain loudly and vocally about that. Sometimes, at roadside the cop has valid grounds for lic-suspension, BUT it really needs to be confirmed independantly (by lab or whatever). p.s. if u were in an accident and smelt drunk- game over buddy0- throw away the keys! right is right, wrong is wrong. it's that simple.

Apr 22, 2012
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automatic suspensions are unfair
by: Anonymous

I received an automatic 30 day suspension 6yrs ago and I'm still paying for it through insurance. The charges were unfounded and dropped, and the judge gave the officers a severe tongue lashing. Unfortunately my rates have remained high despite my innocence. Where's the justice?



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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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