Claim coverage

by Christine
(St. Catharines ON Canada)

My son got into a car accident and only has a G1 licence. Does my car insurance cover a claim if I have $500 deductable on collision. The damage was about $2500 to my car with minor damage to the car my son hit.


Ontario car Insurance and Collision


Hi Christine
At fault accidents are covered if there is collision. However, if he was not driving according to the terms of his license (e.g. no driver accompanying him), then the claim might be denied.

Please be sure to discuss this further with a licensed insurance representative. Oh, and by the way, are your rates too high? Check here:

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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