Finding cheap auto insurance in Ontario is tough these days, but you can do it if you follow some simple steps. By the way, the best tip that will help you now has been saved for last.
First, it is important to decide what coverage you need. Newer and brand new cars should have full coverage. But the older a car gets, the less sense it makes to keep collision coverage on it. Many people take collision off once the car is over ten years old. This is because the actual value of the car is generally quite low once it is that old. Another coverage that is optional is coverage for a rental car if you need one after an accident (OPCF #20). And then there is comprehensive coverage that can be dropped as well. Beyond those coverages, it is not a good idea to have low levels of liability coverage, and accident benefits coverage is important too.
Next, you can control the cost of your coverage by the car that you drive. There are large differences between vehicles. In general, the safer the vehicle, the lower its premium will be. And older models will generally be less to insure than new models. It pays to check insurance rates before you decide on the exact car you purchase.
Another way to get cheap auto insurance in Ontario is to maintain a good driving record. Years without tickets and claims helps to keep rates down.
But what if you are doing all this? Find the best way to get cheap auto insurance in Ontario here
The best tip has been saved for last! These days it is more critical than ever to shop around.
You can do it right now, try this out and you can have quotes from many of the top auto insurance company's in Canada:
Have a question? Ask a question about auto insurance in Ontario here:Ontario Auto Insurance Questions
Or go back to car insurance in Ontario Canada
Or find more valuable information about auto insurance at Car Insurance Canada
Top of page: Cheap auto insurance in Ontario
Canada Insurance Source - home page
Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.
Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind. Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.
Always speak with a licensed insurance representative about your specific situation.
This site is general in nature and there may be errors or ommissions