Car write-off as secondary driver? HELP NEEDED!
by Marko
Hi, Secondary Driver and AccidentHi Marko Unless I am totally misunderstanding your question and the situation, I think you're fine. The car is insured, you're listed as a driver, you had permission to drive (assuming), you weren't drunk (assuming), you have a valid license (assuming). Based on those facts and assumptions, I can't see why a claim wouldn't be paid. What will happen is that the insurance company will put a value on the car and offer a cash payout towards buying a replacement. The value will be based on fair market value of comparable vehicles. By the way, are you ok? Don't hesitate to report injuries. It's best to make sure you are ok and get proper rehabilitation if you're hurt. The size of a claim does not make a difference for future premiums. Hope that helps? And hope I'm not missing anything! Good luck Other Pages of Interest car insurance in Ontario Canada Car Insurance Canada Car Insurance Quote Canada Auto Insurance Questions Or Ask another question at Ontario Auto Insurance Questions and Answers Note: Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility. Make sure you review the "please read" page. |