Car ownership under my name,

by Liane
(Ontario, Canada)

My husband bought a vehicle for me and it is in my name.

Can he be the sole insured? I will not drive the car until one of my accidents (5 years ago) is withdrawn from my 'record' At that time my insurance should be lower. I am considered hi risk because of 2 at fault accidents, 1 in 2005 and 1 in 2006.

Listed Drivers


Hi Liane
Most, if not all insurers, will insist that you are listed on the policy. If you can find one that will list you as secondary driver, that will help alot. The accidents are older, so if you have nothing else on your record it might be time to shop around again. Try here:

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

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