Car and Insurance in parents name with primary driver at different address?

by Denise
(London, Ontario)

If the car is registered and insured under my mother's name is it possible for me to be listed as the primary driver even if I don't live at the same address and still be properly insured?

Primary Driver at Different address?


Yes. But you have to notify your insurer. If you have any problems, or want to compare rates, try getting quotes here:
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Comments for Car and Insurance in parents name with primary driver at different address?

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Mar 18, 2012
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Responsibility/Insured
by: Anonymous

All vehicles operated on public roads require mandatory coverage. This insurance coverage is purchased by the registered owner of the vehicle and the policy is issued to the registered owner. The terms of the insurance policy is the registered owners responsibility. Who they list or allow to operate it is authorized by them.

Insurance evaluates risk relative to use of vehicle, where it is operated and by whom. So, the vehicle will be rated with these. Example mom and dad must insure their vehicle as owners, the insurance company puts son as principal operator but the risk location reflects where the vehicle is operated and not the same location as parents address.

Jan 11, 2012
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who is responsible for insurance owner or driver
by: Anonymous

If I buy a car (my name on ownership) and give to someone else. I am responsible to insure it. is the responsibility theirs or mine.

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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