Car accident without insurance

by Bryan
(Toronto, Ontario, Canada)

My friend drove my car without my knowledge knowing that it is no longer insured and got into an accident. Now the other party is asking me to pay for the damages that I didn't even know. I was not there when the accident happened. Can I get out of this messy situation?


Messy Situation - Car Insurance in Ontario


Hi Bryan
This is a messy situation. Why isn't your so called friend stepping up and paying for the damages? Have you pressed charges against this friend for stealing your car? And how did the friend get access to the car anyhow?

The most logical solution appears to be that your friend take responsibility and pay for all damages.

Since there is no insurance involved, this is more of a legal question than an insurance question and it would be wise to get legal counsel.

Hope that helps

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Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

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