cancelling insurance on a co-owned vehicle

by john
(Ontario )

My wife and I split almost a year ago and I have given her the car we owned together. It is in both of our names. We are currently still negotiating our separation agreement and I am no longer want to pay for the insurance and plan on cancelling it. She has refused to take over the payment. When I cancel it who will be liable if she is caught driving without insurance? Also who would be liable if she were to get in an accident????


Cancel Insurance


Hi John,
I'm not a lawyer so I don't like to comment on liability. But I will say that the driver is responsible for ensuring they have insurance. You should take the step of informing her, in writing is best, that you are canceling the policy.

Please be sure to discuss this further with a licensed insurance representative. Oh, and by the way, are your rates too high? Check here:

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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