Cancellation of house insurance - Water Questionnairre

by Marg
(Ottawa, Ontario, Canada)

My insurance company cancelled my house insurance without notice saying it was because I did not submit a questionnaire on water damage. Is this legal?

Home insurance canceled


Hi Marg,
Yes, they can cancel if you do not provide required information. You should have received notice of the cancellation via a registered letter from the insurer. The request for information might have come via a letter or phone call from the company or your representative.

You should get in contact with your insurer immediately and see if you can get the information up to date and get the policy put back in force.

Getting canceled by one insurer makes it much harder to get insurance elsewhere.

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Note: Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind. This insurance information is general in nature and the policy wordings always take precedence. Make sure you review the "please read" page.

www.canada-insurance-source.com

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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