Can you own a Car in Ontario without having a drivers liscense??

by jessie
(Toronto, Ontario Canada)

I would like to know: Can you own a car in ontario, but not have a drivers liscense?

My father in law has reaches 80 yrs old - has vision trouble and needs to give up driving. My mother in law doesn't drive.
His grandson has a valid drivers liscense for Ontario. My questions is this: My inlaws need to be driven to doctors, errands, groceries etc. Can my father in law keep the car, keep the insurance payments going, and his grandson continue to drive them to their various app'ts??
Please advise asap as his insurance is up for renewal in april 2012 and we would like to know if he can keep his car, and his grandson can keep driving him around in it???
thanks

No License - Keep Insuranc


Hi Jessie

This is a complicated situation. It would be bst if you spoke with your father in laws insurer directly. They may be able to offer a solution.

Please be sure to discuss this further with a licensed insurance representative. Oh, and by the way, are your rates too high? Check here:

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Comments for Can you own a Car in Ontario without having a drivers liscense??

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Nov 11, 2016
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DUI SCAM NEW
by: Anonymous

With a DUI Conviction, First Offence, you lose your license for one year. Must take a $700 "Back on Track Course" and then renew your license with the condition that an Alcolock be installed into the vehicle for one year. Without proof of insurance the Alcolock company will not install the device.

If one does not have a vehicle you will never get your license back. You cannot purchase a vehicle without a drivers license but cannot get the license unless you have a car with an alcolock in it and proof of insurance. One DUI puts the offender into "Facility Class" insurance which is a minimum of $10,000 per year for a 10 year old 200 KM Vehicle

Oct 03, 2016
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no license no insurance NEW
by: Anonymous

The Grandfather can still own the vehicle, but the Grandson must be listed as the principle driver, the Insurance company not only insures the vehicle, it insures the driver and without a License the grandfather can not be insured.

Oct 07, 2014
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own a car without a license
by: Anonymous

It doesnt show an answer if you can own a car without a license

Mar 18, 2012
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Not all insurance needs are the same.
by: Anonymous

There are a number of people that require assistance with errands and appointments etc. by family members that don't live in the house hold. This shouldn't require an owner to give up is car or have limited help from family. Make some calls to brokers (if yours can't help you) and let them know the situation, so they can fully inform the insurance company. He is the owner, the insurance is in his name, payment for insurance is made and the principal operator with the highest risk/exposure is rated for and the vehicle is staying with the owner, you should be able to find an insurer if the present doesn't.

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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