Can someone just report an accident with out a police report...?

by Manny F
(Brampton)

My dad hit a car by mistake, my dad gave the person the insurance info and all of that. It was only a small dent so we pay him cash and sort things out. The person we hit, than call the insurance and report my dad. We were not aware of this... They never issue a police report, can the insurance put this down in my dad record..???

Because is currently affecting Us.
Is this against the law.. Something we can do.?

Police Report and Auto Insurance


Hi Manny
A police report is not necessary to file a claim. But it can be quite helpful

If you gave them cash and they still filed a claim that might be considered fraud. You should contact your insurance company and possibly a lawyer.

Please be sure to discuss this further with a licensed insurance representative. Oh, and by the way, are your rates too high? Check here:

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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