Can my wife get an insurance if a car permit is registered to my name?

by Cris
(oakville, ON Canada)

I will be out of the country for an entire year of 2011. My car will be idled so am planning to drop my insurance by then. My wife is currently in the process of getting her license and by May of 2011 she might have it. Can she get an insurance to her name by then using the car that is registered under my name? She needs to drive the car by that time for work.


Out of Country Question


Hi Cris,
It's supposed to be you that gets the coverage since the car is in your name. Some insurers relax that in a case where it is husband and wife or immediate family.

That said, it would be a lot easier for you if you kept coverage in force and added your wife as a driver once she is properly licensed.

Perhaps you could reduce coverage when you go away? (ie Fire & Theft)

Hope that helps

--
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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

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