Can my wife get an insurance if a car permit is registered to my name?
by Cris
(oakville, ON Canada)
I will be out of the country for an entire year of 2011. My car will be idled so am planning to drop my insurance by then. My wife is currently in the process of getting her license and by May of 2011 she might have it. Can she get an insurance to her name by then using the car that is registered under my name? She needs to drive the car by that time for work.
Out of Country Question
Hi Cris,
It's supposed to be you that gets the coverage since the car is in your name. Some insurers relax that in a case where it is husband and wife or immediate family.
That said, it would be a lot easier for you if you kept coverage in force and added your wife as a driver once she is properly licensed.
Perhaps you could reduce coverage when you go away? (ie Fire & Theft)
Hope that helps
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By the way, are your rates too high? Check here:
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