Home
New Info
Home and Auto Car Insurance Canada
Car Quotes
Auto Insurance Questions
Your ON Auto Questions
Ontario Car Ins.
Car Ins. Rates
Motorcycle Insurance
Home, Condo & Renters
Home Questions
Your Home Questions
Life Products Canada Life Insurance
Life Ins Questions
Your Life Questions
Group Insurance
Disability Insurance Canada
CI Coverage
LTCI Canada
Other Insurance Business Insurance
Travel Insurance
Pet Insurance
Wedding Insurance
Green Insurance
Insurance Jobs
FYI Please read
privacy
Contact
Insurance Rates
[?] Subscribe To This Site

XML RSS
Add to Google
Add to My Yahoo!
Add to My MSN
Subscribe with Bloglines

Can my child be covered by my insurance if child doesn't live with us?

by PG
(St-Pascal, Ontario)

My daughter has a G1 and doesn't live with us. My insurance company said that they will not cover her because she doesn't live with us. Is this common to all auto insurance companies? If it is not common, I would be willing to dump my current auto insurance provider provided the new rate was reasonable.

Related to this: Do I risk cancellations fees of some kind if I cancel before my renewal date?

Thank you

Adding Daughter to Policy


Many insurers would allow you to add her to the policy once she got her G2, especially if she drives your car on occassion. If you cancel before renewal you will not get a pro rated cancelation, it will be a short rate cancelation which is a penalty. Please be sure to discuss this further with a licensed insurance representative. And check here for quotes:

FREE Auto Insurance Quotes


Other Pages of Interest
car insurance in Ontario Canada
Car Insurance Canada
Car Insurance Quote Canada
Auto Insurance Questions

Or Ask another question at Ontario Auto Insurance Questions and Answers

Note: Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility. Make sure you review the "please read" page.

www.canada-insurance-source.com


Comments for
Can my child be covered by my insurance if child doesn't live with us?

Average Rating starstarstarstar

Click here to add your own comments

Mar 18, 2012
Rating
starstarstarstarstar
Yes, she can be added
by: Anonymous

You can have a licensed operator covered under your insurance. If your daughter occasionally drives your vehicle with a qualifying driver such as you or your husband, she is legally licensed under the law to operate that vehicle. Exposure of operators should be listed or excluded on a policy.

There are some cases that insurance companies are not informed that the child is away at school, but are returning home, as this is their permanent residence. I would check with your broker to ensure there is not miscommunication before shopping around.

Nov 04, 2011
Rating
starstarstar
It will be difficult to get her G2
by: PG

It will be difficult for her to get her G2 if she can't practice on my car.

Reply

Agreed! It may be time to find a more accommodating insurance company

Click here to add your own comments

Join in and write your own page! It's easy to do. How?
Simply click here to return to Your Ontario Auto Insurance Questions