Can my child be covered by my insurance if child doesn't live with us?
by PG
(St-Pascal, Ontario)
My daughter has a G1 and doesn't live with us. My insurance company said that they will not cover her because she doesn't live with us. Is this common to all auto insurance companies? If it is not common, I would be willing to dump my current auto insurance provider provided the new rate was reasonable.
Related to this: Do I risk cancellations fees of some kind if I cancel before my renewal date?
Thank you
Adding Daughter to Policy
Many insurers would allow you to add her to the policy once she got her G2, especially if she drives your car on occassion. If you cancel before renewal you will not get a pro rated cancelation, it will be a short rate cancelation which is a penalty. Please be sure to discuss this further with a licensed insurance representative. And check here for quotes:
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