Can it be both of our faults?
by roberta
(Toronto, ON)
I was backing out of my mutual driveway, I looked and nobody was coming. I put it in reverse and looked over my right shoulder. The neighbor, driving front, came through the houses and we hit each other. Damage to both cars. I think it is both of our faults, she thinks it is mine. Who decides this and do we have to report it? Can it be both of our faults? Will insurance go up if it is both of us?
My bumper hit the front side above the front tire.
Accident in Mutual Driveway
Hi Roberta,
In most cases, the insurers deem the person backing up to be at fault.
The person deemed to be at fault will have an increase in their rates. And if it was deemed to be 50-50 then both parties rates would increase.
Hopefully you can work something out!
By the way, are your rates too high? Check here:
FREE Auto Insurance QuotesOther Pages of Interestcar insurance in Ontario Canada Car Insurance CanadaCar Insurance Quote CanadaAuto Insurance QuestionsOr Ask another question at
Ontario Auto Insurance Questions and AnswersNote: Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility. Make sure you review the "please read" page.
www.canada-insurance-source.com