Can I insure a vehicle that is not in my name?

by Fiona
(Mississauga, Ontario, Canada)

I will be receiving a relative's vehicle in November. We will transfer ownership as a Family Gift. The vehicle is not currently insured. I do not have automotive insurance as I do not have a vehicle. In order to transfer ownership, proof of valid insurance needs to be provided. Can I insure the vehicle even if it is still in my relative's name?


Insuring a Vehicle Received as a Gift


Hi Fiona,
While you can't insure a car that is not in your name, you can get what you to do done. No problem at all.

When you are ready to get the car, you need to get insurance quotes based on that vehicle and on your driving record. You can buy the policy on the day (or day before) you buy the car and get proof of insurance to bring with you to transfer the ownership. You'll just need to provide the vehicles VIN and the purchase price (free). It's that easy! The insurer will probably want a copy of the ownership once it is in your name as proof of ownership.

Hope that helps.

PS While you're getting quotes, why don't you try here:

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And visit car insurance in Ontario Canada for more information.

Note: Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind. This insurance information is general in nature and the policy wordings always take precedence. Make sure you review the "please read" page.



www.canada-insurance-source.com


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Mar 02, 2016
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can you insure a card that is not in your own name
by: Anonymous

Can you get insurance on car if it is in someone elses name?

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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