BC to Ontario: Insured but not permit owner

by David
(Barrie, On)

I am driving a BC vehicle that is owned (permit) by my father, but I'm the registered (insured) principle operator.


I drove it to Ontario for a 8 month course. Do I need to get Ontario insurance even though my policy from ICBC has been switched to out of province coverage?

Also, will I need to register the vehicle in Ontario? and how if I am not the owner?

The only reason it is not registered under my name is because he wasn't in the country to transfer the vehicle over when I left for Ontario.

New Ontario Resident and Insurance


Hi David
Welcome to Ontario. I think I have bad news for you:

From the Ministry of Transportation
"If you are a new resident in Ontario and have a valid driver's licence from another province, state or country, you can use it for up to 60 days after you move to Ontario. If you want to keep driving in Ontario, you must get an Ontario driver's licence. You must use your Ontario licence when you are issued one. New Ontario residents have 30 days before they have to register their vehicles and get Ontario licence plates and vehicle permit."

You'll have to get your dad to sign papers to transfer the ownership of the car.

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Apr 28, 2011
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In addition
by: Anonymous

"New Ontario residents have 30 days before they have to register their vehicles and get Ontario licence plates and vehicle permit."

Is the registration, Ontario Licence Plates and vehicle permit all done at the same place?

Also, do I need insurance from Ontario first or do I register first?

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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