Auto Theft Coverage

by Suzette K.
(Calgary, Alberta)

My son attended a party and chose to sleep at the residence instead of going home that night. Another party attendee woke up in the morning and looked some through coat pockets until he found car keys. Once he found some car keys he then decided to drive to a store. He had not asked anyone if he could take the car and proceeded to drive the car to the store for some supplies. The road conditions were not good and he then crashed and totaled the car. I had him charged, and the officer charged him with taking a vehicle without permission. The car was not covered for collision but was covered for theft and personal liability. Is this a valid theft claim?


Theft Claim


Hi Suzette,
Since he was charged by the police, it should be a valid theft claim.

Good luck, that's a bad situation.

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

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