auto insurance

by gigi
(toronto )

I am considered a high risk driver, my current insur. company is not willing to renew my policy. i wanted to know when looking for a new my policy if i gave them a different address in order to get a cheaper rate can they find out? what would the penalty be? i will be on mat leave, i wont be using the car very often but i still need the use of my car. Can u give any suggestions. I got crazy quotes like 500 month b/c i live in toronto. i have 5 tickets on my record. i know someone who lives in ajax and is willing to allow me to use their add it will only be until end of next year. after november i will have 2 tickets on my records. if i wanted to have a home policy for my place and i went to a different company for that will the auto insurance find out. i seriously need help. I also wanted to know if i dont get a policy when this ends and that change my mind to get one will i be penaliized?



High Risk Driver


Hi Gigi
If you lie on your application you risk voiding your policy. Instead of lying about your address, have you considered telling them you will be on mat leave and therefor won't have a commute? that will help.

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

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