Auto Insurance Rates in Ontario

Auto insurance rates in Ontario seem to climb every year. It is a fact that Many insurers have raised their rates substantially from 2007-2009. For example, 55% of the Ontario Auto insurance market had rate increases approved in the fourth quarter of 2009. This is according to the Financial Services Commission of Ontario (FSCO). FSCO is the regulator of auto insurance in Ontario

Percentage of the Ontario Insurance market that raised rates in 2009

In the first quarter 31%
In the second quarter 55%
In the Third quarter 34%
In the Fourth quarter 55%

Looking for a different year? Go to auto insurance rates in Ontario

List of Rate Changes for Auto Insurance companys in Canada

A few smaller insurers are missing, including many of the smaller Mutual Insurance companies

This list shows the average insurance rate change that was approved for each company. A rate increase does not mean that everyone's policy went up by that much. Some may have gone down and others gone up. This depends on the insurance companies filed rules and how each clients rate has changed.

Auto insurance rates in Ontario A - C

Allstate Insurance Company of Ontario
1.80% rate increase approved in the second quarter of 2009

Aviva Insurance Company of Canada
5.00% rate increase approved in the second quarter of 2009

AXA General Insurance -
4.60% rate increase in the first quarter of 2009
7.30% rate increase approved in the third quarter of 2009

Belair Insurance Company (Belair Direct) -
-0.47% rate increase approved in the second quarter of 2009
5.10% rate increase approved in the fourth quarter of 2009

CAA Insurance Company
12.10% rate increase approved in the second quarter of 2009

Certas Home and Auto Insurance Company -
4.50% rate increase approved in the second quarter of 2009
2.15% rate increase approved in the fourth quarter of 2009.

Chubb Insurance Company of Canada
2.00% rate increase in the first quarter of 2009

Coachman Insurance Company

Cooperators General Insurance Company
3.42% rate increase in the first quarter of 2009
4.98% rate increase approved in the third quarter of 2009

COSECO Insurance Company
5.76% rate increase in the first quarter of 2009
10.40% rate increase approved in the second quarter of 2009
-1.07% rate increase approved in the third quarter of 2009

CUMIS General Insurance Company -
4.98% rate increase approved in the fourth quarter of 2009.

Auto insurance rates in Ontario D - F

The Dominion of Canada General Insurance Company -
-0.82% rate increase in the first quarter of 2009
5.36% rate increase approved in the second quarter of 2009
7.79% rate increase in the fourth quarter of 2009.

Echelon General Insurance Company
6.36% rate increase approved in the third quarter of 2009

Economical Mutual Insurance Company
6.73% rate increase approved in the second quarter of 2009

Elite Insurance Company (Aviva Elite)
4.50% rate increase approved in the second quarter of 2009

Federation Insurance Company of Canada (Economical)

Auto insurance rates in Ontario G - I

Gore Mutual Insurance Company
6.65% rate increase in the first quarter of 2009

The Guarantee Company of North America -
4.22% rate increase in the first quarter of 2009
4.01% rate increase approved in the fourth quarter of 2009.

Intact Insurance Company -
5.51% rate increase approved in the second quarter of 2009
3.75% rate increase approved in the fourth quarter of 2009.

Auto insurance rates in Ontario J - L

Jevco Insurance Company

Liberty Mutual Insurance Company

Lombard Insurance Company
5.10% rate increase approved in the second quarter of 2009

Auto insurance rates in Ontario M - O

The Nordic Insurance Company of Canada -
6.71% rate increase approved in the second quarter of 2009
9.40% rate increase approved in the fourth quarter of 2009.

North Waterloo Farmers Mutual Insurance Company -
5.78% rate increase approved in the second quarter of 2009
5.54% rate increase approved in the fourth quarter of 2009.

Novex Insurance Company (Intact)
5.81% rate increase approved in the second quarter of 2009

Auto insurance rates in Ontario P - R

Pafco Insurance Company -
3.20%rate increase approved in the fourth quarter of 2009.

Pembridge Insurance Company -
6.08% rate increase approved in the third quarter of 2009

The Personal Insurance Company
8.00% rate increase approved in the second quarter of 2009

Perth Insurance Company (Economical) -
4.40% rate increase approved in the third quarter of 2009

Pilot Insurance Company (Aviva)
7.50% rate increase approved in the second quarter of 2009

Primmum Insurance Company -
3.00% rate increase approved in the second quarter of 2009
3.00% rate increase approved in the fourth quarter of 2009.

RBC General Insurance Company -
4.48% rate increase in the first quarter of 2009
5.84% rate increase approved in the fourth quarter of 2009.

Royal & Sun Alliance Insurance Company of Canada
4.93% rate increase approved in the third quarter of 2009

Auto insurance rates in Ontario S - U

Scottish & York Insurance Co Limited
10.00% rate increase approved in the second quarter of 2009

State Farm Fire and Casualty Company
5.59% rate increase approved in the third quarter of 2009

Trafalgar Insurance Company of Canada
4.50% rate increase in the first quarter of 2009
6.16% rate increase approved in the third quarter of 2009

TD General Insurance Company -
10.00% rate increase approved in the second quarter of 2009
10.00% rate increase approved in the fourth quarter of 2009.

Traders General Insurance Company -
5.00% rate increase approved in the second quarter of 2009
15.00% rate increase approved in the fourth quarter of 2009.

Unifund Assurance Company
5.34% rate increase in the first quarter of 2009

Auto insurance rates in Ontario W - Z

The Wawanesa Mutual Insurance Company
4.94% rate increase in the first quarter of 2009
9.72% rate increase approved in the third quarter of 2009

Western Assurance
6.79% rate increase approved in the fourth quarter of 2009

York Fire & Casualty Insurance Company -
9.86% rate increase approved in the fourth quarter of 2009

Zenith Insurance Company
10.00% rate increase approved in the fourth quarter of 2009

Zurich Insurance Company

Many of these insurers are available online through a leading Canadian insurance market. Check it out:
By: Kanetix Car Insurance

Shopping around is your best defense against rising auto insurance rates.

Other pages of Interest

car insurance in Ontario Canada
Car Insurance Canada
Car Insurance Quote Canada
Auto Insurance Questions

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