Home
New Info
Home and Auto Car Insurance Canada
Car Quotes
Auto Insurance Questions
Your ON Auto Questions
Ontario Car Ins.
Car Ins. Rates
Motorcycle Insurance
Home, Condo & Renters
Home Questions
Your Home Questions
Life Products Canada Life Insurance
Life Ins Questions
Your Life Questions
Group Insurance
Disability Insurance Canada
CI Coverage
LTCI Canada
Other Insurance Business Insurance
Travel Insurance
Pet Insurance
Wedding Insurance
Green Insurance
Insurance Jobs
FYI Please read
privacy
Contact
[?] Subscribe To This Site

XML RSS
Add to Google
Add to My Yahoo!
Add to My MSN
Subscribe with Bloglines

Auto Insurance claim denied

by Brett
(Windsor)

My husband and I just lent out our car to a friend of ours. Our friend had an accident in the car and it is totalled. And we found out that he was driving without a valid license (it was suspended for some reason). As a result of this our claim might be denied. The car is brand new.

And we have heard that our rates might go up even though the accident wasn't our fault.

Is this true? What can we do?

Unlicensed Driver Answer


Unfortunately an unlicensed driver is not covered. And yes, the claim will count against you. The accidents of anyone driving your car affects your insurance. So unfortunately your rates are likely to go up


www.canada-insurance-source.com


Note: Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind. This insurance information is general in nature and the policy wordings always take precedence. Make sure you review the "please read" page.


Comments for
Auto Insurance claim denied

Average Rating starstarstarstarstar

Click here to add your own comments

May 13, 2010
Rating
starstarstarstarstar 		AUTO THEFT CLAIM DENIAL
by: Anonymous

My car was kept in my garage, an old tenant went and picked it (He probably know the code to open the garage door), he had an accident and the car was lost completely. I have fire and theft insurance on the car since I was not in town and was not driving the car. I filed an auto theft claim with my insurance company but it was denied. What can I do next?

Answer: Next Steps If criminal charges were pressed against the person who stole your car then you should be able to make a claim. Otherwise, it will be difficult. You can go to your insurance company's ombudsman and complain as a first step. If that fails, then your only recourse is legal action. Good luck

Click here to add your own comments

Join in and write your own page! It's easy to do. How?
Simply click here to return to Your Ontario Auto Insurance Questions


footer for Canada Insurance page