Am I covered?

by Cregg J
(Orillia Ontario Canada)

I am 22, I own a car and have my own policy


Can I legally drive my girlfriends car?

-I am not listed as a driver under her policy
-we reside together

Driving Girlfriends Car


Hi Cregg,
Generally, if you are licensed to drive, anyone can lend you their insured car in Ontario and you're covered.

That said, if you live together, you should notify each company that there is another licensed driver in the household. Maybe you can even get a multi vehicle discount by having coverage at the same company.

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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