Adding my vehicle to my brother's insurance

by Luba
(Toronto, Ontario)

Hello I just recently moved from US. I have to register my car and when i called to make an insurance the rate is extremely high. I wanted to know if I can add myself to my brother's insurance, here in Ontario, we live together. And if I do do I need to switch the ownership of the car to his name?


Adding Car to Brother's Policy


Hi Luba,
This is up to his insurer. But he should be able to add the car and yourself to his policy since you are living there. But the rate might be high that way too.

To reduce rates, you should get an abstract from the state you came from as well as a Letter of Experience from your old insurer. That would establish your driving record and hopefully improve your rates.

Good luck.

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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