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Wedding Cancellation InsuranceWedding Cancellation Insurance is a product that has been made in recognition that weddings are getting more and more costly. An event causing the wedding to be cancelled can leave big bills to be paid even if the ceremony and reception did not occur.
Wedding Cancellation Insurance is for reimbursement of all deposits and charges paid or contracted to be paid which are non refundable. This payment is up to the amount on the insurance declaration which is based on the size and scale of the wedding. There are 5 parts to a wedding insurance policy. All will reimburse expenses if an insured peril (ie fire or theft) occurs. The benefit is not payable if the bride or groom simply decide not to proceed with the wedding Section 1 - Primary Coverage includes:
Section 2 - Wedding Photographs If the photographer fails to show up or there is a loss or damage to the negatives there is coverage for the extra expense to retake the wedding photographs Section 3 - Bridal Attire Loss or damage to the Bridal attire (including bridesmaids and the groomsmen) is covered up until completion of the actual wedding Section 4 - Wedding Presents Coverage is provided for physical loss or damage to wedding presents received by the Bride and Groom. Coverage is for 72 hours before and 72 hours after the wedding Section 5 Honeymoon Cancellation Insurance This should be compared to a Trip Cancellation Insurance policy and Emergency Medical Travel Insurance Other comments Information about named perils and exclusions are not included on this page. The named perils are similar to a home insurance policy and the exclusions are fairly common sense. All in all insurance for a wedding is good if you consider how expensive weddings are these days. If you are from Ontario and would like a referral to a broker that provides Wedding Cancellation Insurance – Contact Us Note: Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. This website is a free information source provided by an insurance broker from the Niagara Region in Ontario. So use this site to gain a general understanding of insurance with your own area and situation in mind. Even residents of Ontario should keep in mind that this insurance information is general in nature and the policy wordings always take precedence. Make sure you review the "please read" page. Leave Wedding Insurance and return to Canada Insurance Source Home
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