Smoker Term Life Insurance Policy

Are you looking for a smoker term life insurance policy? You might already know that most Canadian Life Insurance companies consider you a smoker if you smoke anything or consume any type of nicotine – even a patch or gum!

It is possible to get non-smoker life insurance rates if you have an occasional cigar, use a pipe or chew tobacco on occasion. Or the rates could be based on a special class between smoker and non-smoker rates.

Compare life insurance quotes.

If you have quit smoking recently the life insurer might still consider you a smoker for years after.

There is life insurance for smokers that will allow you to reduce your premiums to non smoker rates if you quit smoking after buying the policy.

A good life insurance broker will know how the insurance companies treat smoking in their underwriting. If you are a smoker looking for life insurance you should use a life insurance broker to find the best policy for you.

Back to Canada Life Insurance from Smoker Term Life Insurance Policy

www.canada-insurance-source.com

Your first paragraph ...

Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

Compare insurance quotes through Kanetix.ca - save time and money!