Small Business Insurance for Contractors

Canadian Small Business Insurance for Contractors coverage is available as a package policy with standard small business liability insurance coverage. Premiums start as low as $700 per year in Ontario. The limits of coverage and size of the company determine the exact rate.

Examples of trades where contractors business insurance include: (this is not a comprehensive list)

  • Bricklayers
  • Construction companies
  • Fencing
  • Heating & Air Conditioning
  • Flooring
  • Signmakers
  • Painters
  • Janitorial Service
  • Plumber
  • Roofers
  • Landscapers
  • Carpet Cleaning
  • Window Cleaning
  • Insulation Contractors
  • Drywallers
  • Interior Decorator

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Contractors Business Insurance coverage in Ontario generally includes:

  • Business Property Insurance
  • Office Contents
  • Stock and Equipment
  • Rented,leased or Borrowed Contractors Equipment
  • Tool Floater
  • Crane & Hoist coverage
  • Installation Floater
  • Crime
  • Liability
  • Equipment Breakdown (Boiler & Machinery) if required
  • Sewer Backup
  • Tenants Legal Liability
  • Data Coverage
  • Valuable Papers
  • Accounts Receivable
  • Earthquake and Flood
  • Identity Theft

Return to Business Insurance Canada if you want more business insurance information.

Note: Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and, or its authors, take no responsibility. Make sure you review the "please read" page.

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