Small Business Insurance Office

Canadian Small Business Insurance Office coverage comes in very convenient packages from several reputable insurers. In Ontario, premiums start as low as $700 per year but the average is probably between $1500-2500.

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Examples of Business where office business insurance for small business include:

(this is not a comprehensive list)

  • Accountants
  • Architect insurance
  • Audiologists
  • Chiropractor Insurance
  • Bookeeper
  • Dentist
  • Doctor
  • Engineer
  • Legal
  • Massage liability insurance
  • Mortgage Broker
  • Naturopath
  • Optician, Optometrist
  • Physiotherapist
  • Psychiatrist, Psychologist
  • Real Estate Agents & Brokers
  • Travel Agents

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Coverage varies between insurers. In Ontario it generally includes:

  • Business Property Insurance
  • Contents
  • Equipment
  • Business Interruption & Profits coverage
  • Crime
  • Liability
  • Equipment Breakdown
  • Sewer Backup
  • Professional Liability Extension for certain businesses
  • Tenants Legal Liability
  • Data Coverage
  • Valuable Papers
  • Accounts Receivable
  • Earthquake and Flood
  • Identity Theft

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Note: Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and, or its authors, take no responsibility. Make sure you review the "please read" page.

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