Small Business Insurance for Retail

Small Business Insurance for Retail stores in Canada come in convenient packages from a number of reputable insurers. In Ontario, premiums start as low as $700 per year but the average is likely around $1500-2500

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Small Business Insurance for Retail

Examples of retail shops where insurance for small business include: (this is not a comprehensive list)

  • Art stores
  • Art Supply stores
  • Auto parts & Accessories
  • Bakeries
  • Bath Shops
  • Bedroom shops
  • Bike Shops
  • Books and Stationary
  • Camera shops
  • Candy stores
  • Clothing Store
  • Craft stores
  • Electronics Store
  • Florists
  • Furniture stores
  • Gift shops
  • Grocery Stores
  • Hardware store
  • Hobby shop
  • Kitchenware store
  • Linen shops
  • Luggage store
  • Music store
  • Paint & Wallpaper store
  • Shoe store
  • Sporting goods store
  • Toy Store
  • Video store
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Coverage may vary from one insurance company to another. In Ontario it usually includes:

  • Business Property Insurance
  • Contents of every description
  • Profits coverage
  • Blanket Glass
  • Data Cover
  • Valuable Papers
  • Accounts Receivable
  • Earthquake and Flood
  • Identity Theft
  • Sales representative contents
  • Crime coverage
  • Liability
  • Advertising Liabiltiy
  • Sewer Backup
  • Professional Liability
  • Tenants Legal Liability (if rented)
  • Building coverage (if building is owned)
  • Non owned auto

More on Small Business Insurance

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Note: Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility. Make sure you review the "please read" page.


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