Motorcycle Insurance Quote Ontario

Find your Motorcycle Insurance Quote Ontario


There are plenty of places to get motorcycle insurance quotes in Ontario. They are available primarily from brokers or direct writers (you deal direct with the insurer on the phone or over the internet).

The key is deciding what coverage you want to have. The mandatory coverage includes:

  • Liability Insurance It is mandatory to have at least $200,000 of liability coverage. This is in force in case the driver of the vehicle injures someone or causes damage to property. Most insurers insist on $1,000,000 coverage and strongly recommend $2,000,000
  • Uninsured Automobile Offers protection in the event that you get injured or have damage to your vehicle by someone without insurance or if it is a hit and run.
  • Accident BenefitsThere is a basic level of cover for: income replacement due to disability; supplementary medical and attendant care; death and funeral benefits.
  • DCPD Direct Compensation for Property Damage is claimed when the insured is in an accident that is not at fault (the damage is caused by someone else). The insureds own insurer pays for the damage to the insured vehicle. If the insured is at fault then DCPD does not apply.
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Aside from the mandatory coverage, there are several optional coverages. These are some of the most important optional motorcycle insurance in Ontario coverage to consider:

  • Increased Liability coverage - Highly recommended!
  • Increased Accident Benefits coverage - several options worth considering
  • Specified Perils This is usually coverage for fire and theft plus coverage like lightning, windstorm, hail and so on
  • Comprehensive This includes specified perils and adds more coverage including vandalism, falling objects and more
  • Collision or Upset Provides physical damage coverage if the motorcycle tips over or if the rider is at fault in an accident
  • All Perils - A combination of Collision and Comprehensive coverage
  • Family Protection increased the uninsured autp limits

For more information about motorcycle insurance and motorcycle quotes go to Motorcycle Insurance Canada

Thanks for reading Motorcycle Insurance Quote Ontario. Good luck with your quotes!



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Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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