Your House Insurance Questions and Answers

My home insurance policy gets terminated  Not rated yet
Greetings!
I bought and insured a house June 30, and one week later my neighbour, during the ongoing construction on his property, excavated and damaged ...

Cancelling a claim  Not rated yet
In a three year period I had damage to my house due to a roof leak in a rainstorm within three months of moving into this house (I had had a home inspection ...

Theft by a guest and insurance  Not rated yet
I've have been insured with the same company for years... Last year my dad's gf lost her apartment (dad lives with us). Her stuff was moved in about 2 ...

Fire. All work done falling apart  Not rated yet
Hi there,

I had an electrical house fire 3 years ago on one corner of my home. The work they did to replace it already falling apart because of shoddy ...

Types of insurance  Not rated yet
Hello,

I am a first time home buyer in London, ON. There are so many different types of insurance required... ie. title insurance, home owners insurance ...

Apperently we had no insurance  Not rated yet
This past weekend due to a large amount of rain, we had our basement flooded, we called our insurance broker and they said that about a year and half ago ...

Cancellation of house insurance - Water Questionnairre  Not rated yet
My insurance company cancelled my house insurance without notice saying it was because I did not submit a questionnaire on water damage. Is this legal?...

Concrete Foundation Collapse  Not rated yet
Hi, I have a general question about foundation collapse. I know that foundation leaks etc...are not covered by nearly all insurers, however what happens ...

Replacement cost on personal property; house fire total  Not rated yet
My house was destroyed in a fire.

Have guaranteed replacement on house, the $276000 (rebuilding value) became $500000.

I have full replacement ...

Replacement cost on personal property; house fire total  Not rated yet
My house was destroyed in a fire.

Have guaranteed replacement on house, the $276000 (rebuilding value) became $500000.

I have full replacement ...

High Risk Home Insurance (Knob and Tube)   Not rated yet
Do you provide high risk insurance on homes with knob and tube wiring and galvanized pipes?

Regarding High Risk Home Insurance
You should be able ...

Insurance for park model trailer/modular home  Not rated yet
I am looking for insurance on a park model, modular home. The unit is new, 38 ft long, and we live in it all year round. The value is $130,000..do you ...

Galvanized Plumbing  Not rated yet
When it comes to galvanized plumbing, to what extent do you have to go to when replacing galvanized plumbing? I suspect that there may be some galvanized ...

Cancelled home insurance  Not rated yet
Our policy was due on the 26th of February, when we called to make the payment (as we were away on vacation) the brokers office was closed.

We called ...

Cancellation of Home Insurance Policy  Not rated yet
We bought an older home in 1998. In 2004 our foundation collapsed. It was eventually repaired and our insurance canceled in Sept. 2009. Found another broker ...

Claim Period  Not rated yet
We experienced a house fire in October 2008 at which time claim was initiated with insurer. We're being asked to bring claim to a close. How long are we ...

Home Insurance Company Inspection  Not rated yet
My insurance company has told me that they want to inspect my house. I said no and they said they will cancel my policy if I don't let them. Is this legal?...

Home Insurance Claims  Not rated yet
Last year someone broke into my car and I put a claim in on my house insurance policy. Now I have had shingles blow off my roof and I want to put a claim ...