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Group Dental InsuranceGroup Dental Insurance is a coverage that is appreciated very much by employees. Dental bills can get expensive and without group dental plans some people tend to skip getting treatment leading to problems that could have been prevented with regular dental care. A group dental plan is part of a Group Health Insurance plan. It is generally not purchased on its own. Coverage has four parts to it including preventive care, basic care, major care, and orthodontic care. Preventative Care and Basic Care include
Preventative care and basic care is included in almost all group dental plans and are usually subject to either a deductible and or co-insurance Other dental insurance coverage could include endodontic treatments (i.e. root canal); periodontal treatment; denture services; surgical services; major restorative services (i.e. crowns and bridges); and Orthodontic Treatment. Whether or not these are included in coverage depends on a variety of factors including the group insurance company and the budget of the employer.
Note: Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. This website is a free information source provided by an insurance broker from the Niagara Region in Ontario. So use this site to gain a general understanding of insurance with your own area and situation in mind. Even residents of Ontario should keep in mind that this insurance information is general in nature and the policy wordings always take precedence. Make sure you review the "please read" page. Canada Insurance Source Home
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