Group Dental Insurance

Group Dental Insurance is a coverage that is appreciated very much by employees. Dental bills can get expensive and without group dental plans some people tend to skip getting treatment leading to problems that could have been prevented with regular dental care.

A group dental plan is part of a Group Health Insurance plan. It is generally not purchased on its own. Coverage has four parts to it including preventive care, basic care, major care, and orthodontic care.

Preventative Care and Basic Care include

• Comprehensive oral examinations
• Recall examinations
• Cleaning of teeth
• Topical Application of Flouride
• Pit and fissure sealants
• Extractions
• X-rays
• General anaesthetics
• other similar basic and preventative dental care

Preventative care and basic care is included in almost all group dental plans and are usually subject to either a deductible and or co-insurance

Other dental insurance coverage could include endodontic treatments (i.e. root canal); periodontal treatment; denture services; surgical services; major restorative services (i.e. crowns and bridges); and Orthodontic Treatment. Whether or not these are included in coverage depends on a variety of factors including the group insurance company and the budget of the employer.

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