Expatriate International Medical Insurance is for anyone living outside of their country of normal residence for an extended period of time.Provincial Health Plans in Canada (ie OHIP) do not cover Canadians properly (if at all) while they are outside of Canada.
If you are a Canadian citizen and planning to leave the country for any period of time, you need travel insurance for outside Canada. If you are going to be living or working for a long period of time in another country the type of coverage you require is Expatriate travel medical insurance.
Expat medical insurance plans are commonly purchased by Canadians who will be visiting or living in a foreign country due to an extended vacation; work; missionary service; volunteering; marine captains & crew; students; business people; athletes; and others in similar situations. The plans are designed with the specific needs of Canadians working abroad in mind. So the odds are good that you will find a plan that meets your needs.
This worldwide travel insurance has coverage limits of $2million and for trips of several years. Coverage generally includes emergency medical, prescriptions, maternity, medical evacuation, repatriations and more. It just depends on your overall needs and budget.
Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.
Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind. Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.
Always speak with a licensed insurance representative about your specific situation.
This site is general in nature and there may be errors or ommissions