Comprehensive Homeowners Policy Canada is the best kind of Home Owner Insurance Policy. It is also known as All Risk home insurance because “all risks” are insured unless they are specifically excluded in the policy.
You can read about the other types of Home Owners Insurance policies.
Risks that are included
Everything that’s not specifically excluded is covered to the limits set out in the policy!
The Most Common Exclusions
Additional Common Coverage
It is impossible to list all coverage’s, exclusions, limitations and other features of a Comprehensive Homeowners Policy in Canada in a simplified explanation like this. But this should help you get a better idea of what is commonly covered!
Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.
Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind. Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.
Always speak with a licensed insurance representative about your specific situation.
This site is general in nature and there may be errors or ommissions