26 year old son insured as principle driver on my car

by Rita
(Conn, Ontario, Canada)

Would like to give my son my old car and insure him as the principle driver.

He does not live at my address and I want him to make sure I'm not liable in case of any accidents he may occur.

Son as Primary Driver


Hi Rita,
If you keep ownership of the car, and list him as primary driver and inform the insurer of his location, that would be fine.

However, as the registered owner, and policy holder, you would be liable if he had an accident.

If you want to avoid liability, transfer the ownership to him, and have him set up his own insurance.

Hope that helps

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

Please Read

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