2 vehicles, 1 leased, 1 owned, single parent

I have a leased vehicle and just bought a second vehicle. I am a single parent with 2 kids, eldest has her G2 youngest his G1. I thought I would just add the second vehicle to my lease policy and the kids as secondary/occasional drivers. Insurance company says leased vehicle must be on its own stand alone policy with me as principal and they can not write me a new policy as they state you can only be principal on one policy. Their solution is to name my daughter as principal on a new policy and charge me $2850.oo per year. Ridiculous it seems.


2 Vehicles 2 Drivers


In a situation where there are two vehicles and two drivers in the house, most insurers would list a different principal driver to each vehicle. The philosophy is that in most cases each person will drive one car more than the other. Otherwise you wouldn't need two cars.

Sorry, aside from shopping around for the best rates, there isn't much you can do.

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

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