2 DRIVERS, 2 VEHICLES, 1 POLICY

by Sherri
(Ottawa, Ontario)

I am the registered owner of my car and my bf is the registered owner of his truck. i recently had him put under my insurance, is he automatically considered the primary on his truck and me the primary on mine? And in the event there is an accident will he be fully covered?


2 drivers 2 cars


Hi Sherri
It sounds like you are fine. As long as you gave your insurer the information about him and his truck and they stated that they are adding him and the truck to your policy. You should get confirmation in the mail showing everything.

The coverage for his truck would probably be the same as you has on your car. Which may or may not be what he wants. So check it over. For example, if your car was covered for liability only, then his truck might be covered for liability only.

Hope that helps!

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Note: Always speak with a licensed insurance professional about your specific situation. This insurance information is general in nature and the policy wordings always take precedence. It is possible that there are errors and omissions in this website and www.canada-insurance-source.com, or its authors, take no responsibility.

Keep in mind that insurance licensing, legislation, and policies often vary by province and most certainly by country. Canada Insurance Source is a free information source. So use this site to gain a general understanding of insurance with your own area and situation in mind.  Make sure you review the "please read" page. Always speak with a licensed insurance professional about your specific situation.

Always speak with a licensed insurance representative about your specific situation.

This site is general in nature and there may be errors or ommissions

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